Since 2000, we pride ourselves on always putting you first.






Who We Are


U
niversal Mortgage & Finance, Inc. is a direct lending institution that prides itself in always putting the borrower's needs first and building long lasting relationships in the communities we serve. For over two decades,
we have successfully serviced the needs of those refinancing, first-time home buyers, real estate professionals and builders.



Our Mission


Universal Mortgage & Finance, Inc. works with Tier One investors and offers a full range of programs to satisfy a variety of residential loan needs. To ensure quality and efficiency, 
Universal Mortgage & Finance, Inc.
 is suitably equipped with In-House Processing, Underwriting, Closing, Funding and Appraisal Order Management.



Our Vision


Whether you are a client or partner, expect superior customer service and an excellent support system. 
Universal Mortgage & Finance, Inc.
 offers exceptional mortgage services online that give the borrower the ability to electronically track their loans from start to finish.