Universal Mortgage and Finance.

The Easy Way to Mortgage!

Welcome to Universal Mortgage and Finance!

Fast Flexible Personal

At Universal Mortgage and Finance, we know you want more than home financing that's easy and accessible. Fast processing. Flexible options. Personal attention. It's all part of the experience when you finance with Universal Mortgage and Finance.

Since 1998, we have been making the dream of home ownership, home improvement and real estate investment come true for people throughout the United States and we want you to be one of them!

Whether you are buying your first home, refinancing an existing mortgage, or an established homeowner purchasing an investment or vacation property, our veteran team of industry experts is eagerly committed to helping you procure financing solutions to make your dream of home ownership a reality!

Client Feedback

"Being our first home we did not know what to expect going into this, but having Ernie Donaldson on our side made all the difference! He went above and beyond what his job probably entailed for us. He made himself available for us when we needed it the most, and was always there to guide us through what needed to be done. If he was rated believe me he gets the highest rating possible!! Thank you again Ernie!!"

Amanda C. | Baltimore, Maryland

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