What is a “first time” homebuyer?
A first time home buyer is an individual who has not had an ownership interest in a principal residence (anywhere) for the previous three years.
![](https://g4r7dc.a2cdn1.secureserver.net/wp-content/uploads/2022/02/cropped-christin-hume-Hcfwew744z4-unsplash-scaled-1-300x300.jpg)
Determine how much house you can afford by getting pre-approved
This will depend on your:
![](https://g4r7dc.a2cdn1.secureserver.net/wp-content/uploads/2022/02/cropped-cropped-amy-hirschi-uwpo02K55zw-unsplash-scaled-1-300x300.jpg)
Learn about home buyer programs
![](https://g4r7dc.a2cdn1.secureserver.net/wp-content/uploads/2022/02/cropped-adeolu-eletu-DqWEAOHsAvc-unsplash-1-scaled-1-300x300.jpg)
Find your dream home and make an offer
![](https://g4r7dc.a2cdn1.secureserver.net/wp-content/uploads/2022/02/cropped-callum-hill-oamw52SCGi0-unsplash-scaled-1-300x300.jpg)
Pay for a home inspection – it’s worth it
![](https://g4r7dc.a2cdn1.secureserver.net/wp-content/uploads/2022/02/cropped-cropped-hannah-busing-2toj_4L8M2M-unsplash-scaled-1-300x300.jpg)
Purchase the right homeowners insurance for you
![](https://g4r7dc.a2cdn1.secureserver.net/wp-content/uploads/2022/02/cropped-Untitled-design-6-1-300x207.png)
Sign the papers and grab the keys!
Connect with one of our loan officers to see which first time home buyer program can best assist you.